Most of the mortgage rates on offer today at Wells Fargo (NYSE:WFC) are among the lowest ever seen in recorded history and represent astonishing value for the borrower. This has of course been the case over recent days and weeks as a variety of international and domestic pressures have seen investor interest targeting safe-havens the likes of which never fail to benefit home buyers and refinancers. Of course, shifts can occur at any time and therefore the rest of the week is difficult to predict, but for today at least the picture is one of truly incredible mortgage rates with record-low territory within easy reach.
Beginning with mortgage rates for new and use home purchases, the 30 year fixed rate loan from Wells Fargo is today at 3.625% and APR of 3.963%, while the 15 year purchase package can be taken out and locked in for 2.750% and APR of 3.239%.
If seeking the FHA version of the 30 year fixed rate home loan, Wells Fargo is today advertising the deal at 3.375% and APR of 4.060%.
Adjustable mortgage rates for home purchase today include the 5/1 ARM which opens at 2.375% and carries an APR of 3.339% variable, along with the FHA 5/1 ARM at an incredibly attractive 2.625% to begin and an APR of just 2.816% variable.
Refinances now and those looking to save thousands of dollars every year really could not be in better hands. Wells Fargo is today advertising the 30 year fixed rate refinance package for 3.750% and APR of 4.118%, while those looking to clear their balances in 15 years can do so for a low 2.875% and APR of 3.386%.
Adjustable rate refinance mortgage rates have also followed suit over the course of the weekend, with the 5/1 ARM now beginning the new week at 2.375% to begin and with an APR of 3.361% variable, which is joined by the FHA 5/1 ARM now starting at 2.625% and APR of 2.816% variable.
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